Dental One Associates of Fayetteville
410 N Jeff Davis Drive, Fayetteville, GA 30214

What’s the difference between dental insurance and dental savings plans?

Whats-the-difference-between-dental-insurance-and-dental-savings-plans

 

You know how expensive dental care can be, and you want to keep your mouth healthy without breaking the bank. With this in mind, it seems as though dental insurance, which, for adults, is not covered under the Affordable Care Act or Medicare, is a must.

However, dental insurance may not be the best way to save money on dental care. A dental savings plan, which you can sign up for independently or with your family, might be the best way to find affordable dental care.

What is a dental savings plan?
With dental insurance, you pay a set amount each month and know that every time you visit the dentist, your care is either partially or completely paid for by insurance. With a dental savings plan, you pay a sign-up fee, then a discounted rate each time you visit the dentist. For example, one dental savings plan, DentRite, costs $30 for an individual to sign up and $50 for a family. Each cleaning costs only $10, which means a single adult who signs up for this plan might only pay $50 a year for healthy teeth and gums. Other procedures, such as an emergency exam, X-rays, and preventative care like sealants and topical fluoride only cost between $10 and $30. To renew the plan each year, you pay just $25 as an individual or $40 as a family.

Am I a good candidate for a dental savings plan?
The true value of a dental savings plan depends on your oral health. If you are generally healthy and only need cleanings each year, a dental savings plan could offer you significant savings. Forbes Magazine recommends it for seniors who have retired, since it is likely less expensive than individual dental insurance (not part of a company’s plan). This type of plan might also be good for single individuals or those with young children who will likely be in good dental health.

What should a dental savings plan cover?
When examining a dental savings plan over regular dental insurance, look to see which procedures and services are covered. For example, a dental savings plan should cover all exams and diagnoses, cleanings, fillings, crowns, and oral surgery. Some plans might offer a discount on more specialized procedures like implants and gum disease care.

Read What Our Patients Say
Patient Reviews
I’ve been coming here since middle school, (maybe 15-16 years ago), I’ve always had a good experience (well the best you can have at a dentists office lol). The staff is great and the dentists […]
Ali A.
Upon completion of my dental services, I really felt that all three of my care givers cared about my personal dental health. They answered questions and took time to explain their answers.
Juanita G.
Clean office and very friendly staff!!
Ashley M.
Dr. Perez and Tyrone were great. I had a root canal and didn’t feel any pain.
Bruce H.
Everyone is so professional and nice
Donna M.
Friendly staff, good service and the plan is explained up front, no pressure.
Virginia A.
Teeth cleaning ~
Yolanda B.
Miriam was excellent! Dr. Jo is always the best.
Cheryl H.
My children and I have been patients there for almost 10 years. The staff are wonderful and always take great care of us.
Shakila R.
Competent, courteous, short waiting time.
Gloria D.
Dr Joe is the the best . Did a very difficult crown removal and replacement for me. His experience was to the benefit of me. Trust him with all my dental work.
KATE F.
I would give a nine. I feel the service was good.
Patricia C.
Friendly courteous staff.
Mack W.
Very friendly and helpful to me & excellent service ! Great dental care !
Jeff W.
The team at Dental One is great they really care and always seek to make my visit a pleasant one. I’ve come here for many years and never had a bad experience!
Nicole L.
great service
Chris M.
I absolutely loved loved loved the service and the workers were excellent, extremely polite and patient ! Thank you Dental One !!!!!
Imani D.
I like Dr Joe’s demeanor. Linda was fun to talk with and made me feel more comfortable. I am a nervous patient, so it really helped. Just needed a little extra Novocain as Linda was […]
Todd D.
Young professionals and very knowledgeable of patients care and concerns. I was very satisfied with Dr. B!! I highly recommend her..
Patrick S.
Cleanliness of the office, coursety of the staff, and the awesome job Daisy does taking care of my teeth.
Cheneda N.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:00 AM - 7:00 PM
  • Tuesday 8:00 AM - 5:00 PM
  • Wednesday 7:00 AM - 4:00 PM
  • Thursday 8:00 AM - 5:00 PM
  • Friday 7:00 AM - 4:00 PM
  • Saturday Closed
  • Sunday Closed
Get in touch:
  • Phone: (678) 228-8348
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