Dental One Associates of Fayetteville
410 N Jeff Davis Drive, Fayetteville, GA 30214

What’s the difference between dental insurance and dental savings plans?

Whats-the-difference-between-dental-insurance-and-dental-savings-plans

 

You know how expensive dental care can be, and you want to keep your mouth healthy without breaking the bank. With this in mind, it seems as though dental insurance, which, for adults, is not covered under the Affordable Care Act or Medicare, is a must.

However, dental insurance may not be the best way to save money on dental care. A dental savings plan, which you can sign up for independently or with your family, might be the best way to find affordable dental care.

What is a dental savings plan?
With dental insurance, you pay a set amount each month and know that every time you visit the dentist, your care is either partially or completely paid for by insurance. With a dental savings plan, you pay a sign-up fee, then a discounted rate each time you visit the dentist. For example, one dental savings plan, DentRite, costs $30 for an individual to sign up and $50 for a family. Each cleaning costs only $10, which means a single adult who signs up for this plan might only pay $50 a year for healthy teeth and gums. Other procedures, such as an emergency exam, X-rays, and preventative care like sealants and topical fluoride only cost between $10 and $30. To renew the plan each year, you pay just $25 as an individual or $40 as a family.

Am I a good candidate for a dental savings plan?
The true value of a dental savings plan depends on your oral health. If you are generally healthy and only need cleanings each year, a dental savings plan could offer you significant savings. Forbes Magazine recommends it for seniors who have retired, since it is likely less expensive than individual dental insurance (not part of a company’s plan). This type of plan might also be good for single individuals or those with young children who will likely be in good dental health.

What should a dental savings plan cover?
When examining a dental savings plan over regular dental insurance, look to see which procedures and services are covered. For example, a dental savings plan should cover all exams and diagnoses, cleanings, fillings, crowns, and oral surgery. Some plans might offer a discount on more specialized procedures like implants and gum disease care.

Read What Our Patients Say
Patient Reviews
Dr. Shatz was very nice and put me at ease. The billing person , Denise was WONDERFUL! She was so helpful.
Mary O.
Awesome experience from beginning to end! I came in for receding gums, and the doctors set up a a treatment plan that was quick and easy. I had me teeth cleaned today, and the staff was gentle and […]
Michelle S.
Dental One Associates of Fayetteville has excellent service. Toni, who is my Dental Hygenist is AMAZING!!!! She is extremely thorough, efficient, and knowledgeable. She takes her time and explains […]
Yolanda B.
Toni is the best
Donald N.
Very nice and quick
Zino O.
Teeth cleaning ~
Yolanda B.
I’ve been a patient for close to 17 years, I have a terrible fear of dentist but would recommend Dr. Joe to anyone with the same problem he has a soft easy manner that sets you at ease.
Edward R.
Efficient service with a smile
Jon P.
easy and fast service with no problem. very professional.
Carlos M.
Young professionals and very knowledgeable of patients care and concerns. I was very satisfied with Dr. B!! I highly recommend her..
Patrick S.
Toni did an outstanding job on cleaning of my teeth. Dr. Johansen did an outstanding job in checking teeth after cleaning.
Arthur C.
Friendly staff, good service and the plan is explained up front, no pressure.
Virginia A.
Miriam was excellent! Dr. Jo is always the best.
Cheryl H.
Always a great experience. This location has excellent customer service and shows empathy to your dental needs.
Winisha B.
Great customer service and staff!!
Charlene I.
excellent care and service. friendly staff
Deborah S.
My children and I have been patients there for almost 10 years. The staff are wonderful and always take great care of us.
Shakila R.
Competent, courteous, short waiting time.
Gloria D.
Very attentive, always friendly and great service
Marliss A.
Awesome experience from beginning to end! I came in for receding gums, and the doctors set up a a treatment plan that was quick and easy. I had me teeth cleaned today, and the staff was gentle and […]
Michelle S.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:00 AM - 7:00 PM
  • Tuesday 8:00 AM - 5:00 PM
  • Wednesday 7:00 AM - 4:00 PM
  • Thursday 8:00 AM - 5:00 PM
  • Friday 7:00 AM - 4:00 PM
  • Saturday Closed
  • Sunday Closed
Get in touch:
  • Phone: (678) 228-8348
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