Dental One Associates of Fayetteville
410 N Jeff Davis Drive, Fayetteville, GA 30214

What’s the difference between dental insurance and dental savings plans?

Whats-the-difference-between-dental-insurance-and-dental-savings-plans

 

You know how expensive dental care can be, and you want to keep your mouth healthy without breaking the bank. With this in mind, it seems as though dental insurance, which, for adults, is not covered under the Affordable Care Act or Medicare, is a must.

However, dental insurance may not be the best way to save money on dental care. A dental savings plan, which you can sign up for independently or with your family, might be the best way to find affordable dental care.

What is a dental savings plan?
With dental insurance, you pay a set amount each month and know that every time you visit the dentist, your care is either partially or completely paid for by insurance. With a dental savings plan, you pay a sign-up fee, then a discounted rate each time you visit the dentist. For example, one dental savings plan, DentRite, costs $30 for an individual to sign up and $50 for a family. Each cleaning costs only $10, which means a single adult who signs up for this plan might only pay $50 a year for healthy teeth and gums. Other procedures, such as an emergency exam, X-rays, and preventative care like sealants and topical fluoride only cost between $10 and $30. To renew the plan each year, you pay just $25 as an individual or $40 as a family.

Am I a good candidate for a dental savings plan?
The true value of a dental savings plan depends on your oral health. If you are generally healthy and only need cleanings each year, a dental savings plan could offer you significant savings. Forbes Magazine recommends it for seniors who have retired, since it is likely less expensive than individual dental insurance (not part of a company’s plan). This type of plan might also be good for single individuals or those with young children who will likely be in good dental health.

What should a dental savings plan cover?
When examining a dental savings plan over regular dental insurance, look to see which procedures and services are covered. For example, a dental savings plan should cover all exams and diagnoses, cleanings, fillings, crowns, and oral surgery. Some plans might offer a discount on more specialized procedures like implants and gum disease care.

Read What Our Patients Say
Patient Reviews
Dental One is well Organized; Professional; Friendly; Gentle; and Caring.
Michael S.
Young professionals and very knowledgeable of patients care and concerns. I was very satisfied with Dr. B!! I highly recommend her..
Patrick S.
No long wait to service area, professional and attentive service during dental care
Koren G.
I absolutely loved loved loved the service and the workers were excellent, extremely polite and patient ! Thank you Dental One !!!!!
Imani D.
Friendly atmosphere and appointment times are with no long waiting.
Robert F.
Courteous and efficient
Richard F.
The administrative and medical staff have been exceptional to deal with.
Bryan M.
Dr perez is great!! He is very professional and knows what hes talking about when it comes to teeth. Thanks for all your help dental one!!
Missy T.
The team at Dental One is great they really care and always seek to make my visit a pleasant one. I’ve come here for many years and never had a bad experience!
Nicole L.
Excellent service. Pleasant staff
Sharita N.
I’ve been a patient for close to 17 years, I have a terrible fear of dentist but would recommend Dr. Joe to anyone with the same problem he has a soft easy manner that sets you at ease.
Edward R.
I love Dental One Associates…the dentist are very knowledgeable, kind, and friendly.
Janet R.
Teeth cleaning ~
Yolanda B.
The staff at Dental One made me feel very comfortable.
Shandria H.
Me and my daughter had a very very great experience today at Dental One. The staff was very professional, friendly and interactive with us.
KOLE W.
Clean office and very friendly staff!!
Ashley M.
Great Atmosphere and Staff was Pleasurable
Cierra B.
Dr Joe is the the best . Did a very difficult crown removal and replacement for me. His experience was to the benefit of me. Trust him with all my dental work.
KATE F.
My appointment was at 6 p.m. on a bad weather night, but they knew they needed to seem my issue and didn’t hesitate to make the earliest appointment possible. I really appreciate how they always […]
K. C.
Professionalism of staff and patient care.
Bobby K.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:00 AM - 7:00 PM
  • Tuesday 8:00 AM - 5:00 PM
  • Wednesday 7:00 AM - 4:00 PM
  • Thursday 8:00 AM - 5:00 PM
  • Friday 7:00 AM - 4:00 PM
  • Saturday Closed
  • Sunday Closed
Get in touch:
  • Phone: (678) 228-8348
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