Dental One Associates of Fayetteville
410 N Jeff Davis Drive, Fayetteville, GA 30214

What’s the difference between dental insurance and dental savings plans?

Whats-the-difference-between-dental-insurance-and-dental-savings-plans

 

You know how expensive dental care can be, and you want to keep your mouth healthy without breaking the bank. With this in mind, it seems as though dental insurance, which, for adults, is not covered under the Affordable Care Act or Medicare, is a must.

However, dental insurance may not be the best way to save money on dental care. A dental savings plan, which you can sign up for independently or with your family, might be the best way to find affordable dental care.

What is a dental savings plan?
With dental insurance, you pay a set amount each month and know that every time you visit the dentist, your care is either partially or completely paid for by insurance. With a dental savings plan, you pay a sign-up fee, then a discounted rate each time you visit the dentist. For example, one dental savings plan, DentRite, costs $30 for an individual to sign up and $50 for a family. Each cleaning costs only $10, which means a single adult who signs up for this plan might only pay $50 a year for healthy teeth and gums. Other procedures, such as an emergency exam, X-rays, and preventative care like sealants and topical fluoride only cost between $10 and $30. To renew the plan each year, you pay just $25 as an individual or $40 as a family.

Am I a good candidate for a dental savings plan?
The true value of a dental savings plan depends on your oral health. If you are generally healthy and only need cleanings each year, a dental savings plan could offer you significant savings. Forbes Magazine recommends it for seniors who have retired, since it is likely less expensive than individual dental insurance (not part of a company’s plan). This type of plan might also be good for single individuals or those with young children who will likely be in good dental health.

What should a dental savings plan cover?
When examining a dental savings plan over regular dental insurance, look to see which procedures and services are covered. For example, a dental savings plan should cover all exams and diagnoses, cleanings, fillings, crowns, and oral surgery. Some plans might offer a discount on more specialized procedures like implants and gum disease care.

Read What Our Patients Say
Patient Reviews
Dr. Perez and Tyrone were great. I had a root canal and didn’t feel any pain.
Bruce H.
great service
Chris M.
I am very satisfied with your dental office.
Roger S.
I had my crown re-cemented this afternoon, and I was in complete awe when the procedure was done less than 30mins and that I dont feel any single thing! Not only that but the standards of hygiene and […]
Shenna
I’ve been a patient for close to 17 years, I have a terrible fear of dentist but would recommend Dr. Joe to anyone with the same problem he has a soft easy manner that sets you at ease.
Edward R.
The faculty and staff were very friendly and very fast!
Jennifer J.
Toni did an outstanding job on cleaning of my teeth. Dr. Johansen did an outstanding job in checking teeth after cleaning.
Arthur C.
Staff makes you feel right at home. All very competent.
Michael R.
The staff is always very professional. My son actually enjoys going to the dentist for his routine check ups.
Janet F.
Young professionals and very knowledgeable of patients care and concerns. I was very satisfied with Dr. B!! I highly recommend her..
Patrick S.
Great staff
Donovan W.
Efficient service with a smile
Jon P.
On time,, friendly staff
Kimberly H.
Very nice and quick
Zino O.
Great service and excellent staff.
Tommy B.
The staff was friendly, and the doctor was great. Definitely worth the visit.
Shawn H.
After having conflicts with my schedule. The office was understanding and worked with me to reschedule an appointment that worked for me. Great people to work with.
Gary M.
The administrative and medical staff have been exceptional to deal with.
Bryan M.
All great. It’s just that we are in Newnan so it is a distance to travel. But we are very happy so we make the trip
Sophia S.
I think I have the best dental hygienist that I’ve ever had work inside my mouth. Daisy is very thorough with my teeth cleanings but gentle and she has made both of my experiences with her […]
Lois L.
We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:00 AM - 7:00 PM
  • Tuesday 8:00 AM - 5:00 PM
  • Wednesday 7:00 AM - 4:00 PM
  • Thursday 8:00 AM - 5:00 PM
  • Friday 7:00 AM - 4:00 PM
  • Saturday Closed
  • Sunday Closed
Get in touch:
  • Phone: (678) 228-8348
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